- Description
- Work Activities
- Abilities
- Interests
- Knowledge
- Wages
- Skills
- Work Values
- Work Styles
- Related Degrees
- Work Context
- Task Ratings
- Education
Job Description: Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
Loan Officers spend a lot of their time Performing for or Working Directly with the Public. They are naturally good at Oral Expression, Near Vision, Oral Comprehension, and Written Comprehension. Loan Officers are typically characterized as being Conventional and Enterprising. They are usually very knowledgable about Economics and Accounting, Sales and Marketing, and English Language and are skilled at Speaking and Reading Comprehension.
Work Activities
Performing for or Working Directly with the Public
Processing Information
Analyzing Data or Information
Making Decisions and Solving Problems
Updating and Using Relevant Knowledge
Communicating with Persons Outside Organization
Establishing and Maintaining Interpersonal Relationships
Getting Information
Communicating with Supervisors, Peers, or Subordinates
Organizing, Planning, and Prioritizing Work
Documenting/Recording Information
Performing Administrative Activities
Selling or Influencing Others
Monitor Processes, Materials, or Surroundings
Judging the Qualities of Things, Services, or People
Evaluating Information to Determine Compliance with Standards
Resolving Conflicts and Negotiating with Others
Identifying Objects, Actions, and Events
Interpreting the Meaning of Information for Others
Thinking Creatively
Coaching and Developing Others
Assisting and Caring for Others
Interacting With Computers
Scheduling Work and Activities
Coordinating the Work and Activities of Others
Developing and Building Teams
Guiding, Directing, and Motivating Subordinates
Monitoring and Controlling Resources
Training and Teaching Others
Provide Consultation and Advice to Others
Developing Objectives and Strategies
Estimating the Quantifiable Characteristics of Products, Events, or Information
Controlling Machines and Processes
Inspecting Equipment, Structures, or Material
Handling and Moving Objects
Performing General Physical Activities
Abilities
Oral Expression
Near Vision
Oral Comprehension
Written Comprehension
Deductive Reasoning
Speech Recognition
Written Expression
Inductive Reasoning
Mathematical Reasoning
Speech Clarity
Problem Sensitivity
Information Ordering
Category Flexibility
Number Facility
Selective Attention
Fluency of Ideas
Flexibility of Closure
Originality
Memorization
Time Sharing
Perceptual Speed
Auditory Attention
Speed of Closure
Finger Dexterity
Manual Dexterity
Interests
Conventional
Enterprising
Social
Investigative
Realistic
Artistic
Knowledge
Economics and Accounting
Sales and Marketing
English Language
Customer and Personal Service
Mathematics
Law and Government
Administration and Management
Clerical
Personnel and Human Resources
Psychology
Computers and Electronics
Education and Training
Public Safety and Security
Communications and Media
Production and Processing
Transportation
Geography
Building and Construction
Telecommunications
Wages
New York
$88,180
New Jersey
$69,600
California
$67,060
Washington
$66,620
Oregon
$64,460
Massachusetts
$63,820
Georgia
$63,290
New Hampshire
$62,910
District of Columbia
$62,580
Illinois
$62,360
Alaska
$62,100
Rhode Island
$61,730
Connecticut
$61,310
Texas
$60,020
Vermont
$57,180
Nebraska
$57,180
Missouri
$57,150
Minnesota
$57,140
Arizona
$56,580
Colorado
$56,440
Arkansas
$56,170
Iowa
$56,040
Delaware
$55,900
Wisconsin
$54,950
Kansas
$54,620
Maryland
$54,560
Virginia
$54,520
North Dakota
$53,470
Idaho
$53,250
Hawaii
$52,600
South Dakota
$52,400
South Carolina
$51,830
Maine
$51,530
Mississippi
$51,490
Wyoming
$51,470
North Carolina
$51,200
Pennsylvania
$51,030
West Virginia
$50,960
Alabama
$50,920
Utah
$50,420
Indiana
$50,040
Florida
$50,020
New Mexico
$49,230
Nevada
$49,230
Montana
$48,520
Ohio
$46,580
Kentucky
$43,850
Virgin Islands
$43,530
Louisiana
$43,340
Tennessee
$43,200
Michigan
$39,770
Oklahoma
$39,030
Guam
$36,850
Puerto Rico
$28,680
Skills
Speaking
Reading Comprehension
Critical Thinking
Active Listening
Writing
Service Orientation
Judgment and Decision Making
Mathematics
Active Learning
Complex Problem Solving
Social Perceptiveness
Persuasion
Coordination
Monitoring
Time Management
Negotiation
Instructing
Operations Analysis
Management of Personnel Resources
Learning Strategies
Systems Analysis
Systems Evaluation
Science
Work Values
Relationships
Independence
Support
Achievement
Recognition
Working Conditions
Work Styles
Integrity
Social Orientation
Dependability
Analytical Thinking
Attention to Detail
Independence
Initiative
Cooperation
Adaptability/Flexibility
Leadership
Innovation
Self Control
Persistence
Concern for Others
Achievement/Effort
Stress Tolerance
Related University Degree Programs
Work Context
Telephone
Face-to-Face Discussions
Contact With Others
Work With Work Group or Team
Frequency of Decision Making
Impact of Decisions on Co-workers or Company Results
Freedom to Make Decisions
Spend Time Sitting
Structured versus Unstructured Work
Importance of Being Exact or Accurate
Electronic Mail
Importance of Repeating Same Tasks
Responsibility for Outcomes and Results
Deal With External Customers
Indoors, Environmentally Controlled
Letters and Memos
Time Pressure
Deal With Unpleasant or Angry People
Coordinate or Lead Others
Spend Time Making Repetitive Motions
Level of Competition
Degree of Automation
Frequency of Conflict Situations
Physical Proximity
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Duration of Typical Work Week
Sounds, Noise Levels Are Distracting or Uncomfortable
Consequence of Error
Responsible for Others' Health and Safety
In an Enclosed Vehicle or Equipment
Spend Time Standing
Public Speaking
Outdoors, Exposed to Weather
Very Hot or Cold Temperatures
Deal With Physically Aggressive People
Spend Time Walking and Running
Spend Time Bending or Twisting the Body
Spend Time Kneeling, Crouching, Stooping, or Crawling
Exposed to Contaminants
Exposed to Minor Burns, Cuts, Bites, or Stings
Extremely Bright or Inadequate Lighting
Outdoors, Under Cover
Indoors, Not Environmentally Controlled
Cramped Work Space, Awkward Positions
Exposed to Radiation
Spend Time Climbing Ladders, Scaffolds, or Poles
Exposed to Disease or Infections
Exposed to High Places
Work Schedules
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Exposed to Hazardous Conditions
In an Open Vehicle or Equipment
Spend Time Keeping or Regaining Balance
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Pace Determined by Speed of Equipment
-40 hours-
Duration of Typical Work Week
-A lot of freedom-
Freedom to Make Decisions
Structured versus Unstructured Work
-About half the time-
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Making Repetitive Motions
Spend Time Walking and Running
Spend Time Sitting
Spend Time Standing
Spend Time Kneeling, Crouching, Stooping, or Crawling
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Bending or Twisting the Body
Spend Time Keeping or Regaining Balance
-Completely automated-
Degree of Automation
-Constant contact with others-
Contact With Others
-Contact with others about half the time-
Contact With Others
-Contact with others most of the time-
Contact With Others
-Continually or almost continually-
Spend Time Sitting
Spend Time Making Repetitive Motions
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Keeping or Regaining Balance
Spend Time Walking and Running
Spend Time Standing
Spend Time Kneeling, Crouching, Stooping, or Crawling
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Bending or Twisting the Body
-Every day-
Telephone
Face-to-Face Discussions
Frequency of Decision Making
Electronic Mail
Indoors, Environmentally Controlled
Sounds, Noise Levels Are Distracting or Uncomfortable
Time Pressure
Deal With Unpleasant or Angry People
Letters and Memos
Extremely Bright or Inadequate Lighting
Exposed to Radiation
Cramped Work Space, Awkward Positions
Frequency of Conflict Situations
In an Enclosed Vehicle or Equipment
In an Open Vehicle or Equipment
Exposed to Disease or Infections
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Outdoors, Exposed to Weather
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Exposed to Contaminants
Exposed to High Places
Outdoors, Under Cover
Very Hot or Cold Temperatures
Public Speaking
Exposed to Minor Burns, Cuts, Bites, or Stings
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Indoors, Not Environmentally Controlled
Exposed to Hazardous Conditions
Deal With Physically Aggressive People
-Extremely competitive-
Level of Competition
-Extremely important-
Work With Work Group or Team
Importance of Repeating Same Tasks
Importance of Being Exact or Accurate
Deal With External Customers
Coordinate or Lead Others
Pace Determined by Speed of Equipment
-Extremely serious-
Consequence of Error
-Fairly important-
Deal With External Customers
Importance of Repeating Same Tasks
Coordinate or Lead Others
Importance of Being Exact or Accurate
Pace Determined by Speed of Equipment
Work With Work Group or Team
-Fairly serious-
Consequence of Error
-High responsibility-
Responsible for Others' Health and Safety
Responsibility for Outcomes and Results
-Highly automated-
Degree of Automation
-Highly competitive-
Level of Competition
-I don't work near other people (beyond 100 ft.)-
Physical Proximity
-I work with others but not closely (e.g., private office)-
Physical Proximity
-Important-
Importance of Repeating Same Tasks
Coordinate or Lead Others
Importance of Being Exact or Accurate
Deal With External Customers
Pace Determined by Speed of Equipment
Work With Work Group or Team
-Important results-
Impact of Decisions on Co-workers or Company Results
-Irregular (changes with weather conditions, production demands, or contract duration)-
Work Schedules
-Less than 40 hours-
Duration of Typical Work Week
-Less than half the time-
Spend Time Standing
Spend Time Walking and Running
Spend Time Bending or Twisting the Body
Spend Time Making Repetitive Motions
Spend Time Kneeling, Crouching, Stooping, or Crawling
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Keeping or Regaining Balance
Spend Time Sitting
-Limited freedom-
Structured versus Unstructured Work
Freedom to Make Decisions
-Limited responsibility-
Responsible for Others' Health and Safety
Responsibility for Outcomes and Results
-Minor results-
Impact of Decisions on Co-workers or Company Results
-Moderate responsibility-
Responsibility for Outcomes and Results
Responsible for Others' Health and Safety
-Moderate results-
Impact of Decisions on Co-workers or Company Results
-Moderately automated-
Degree of Automation
-Moderately close (at arm's length)-
Physical Proximity
-Moderately competitive-
Level of Competition
-More than 40 hours-
Duration of Typical Work Week
-More than half the time-
Spend Time Sitting
Spend Time Making Repetitive Motions
Spend Time Standing
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Kneeling, Crouching, Stooping, or Crawling
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Bending or Twisting the Body
Spend Time Keeping or Regaining Balance
Spend Time Walking and Running
-Never-
In an Open Vehicle or Equipment
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Exposed to Hazardous Conditions
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Spend Time Keeping or Regaining Balance
Exposed to Radiation
Exposed to Disease or Infections
Exposed to High Places
Spend Time Climbing Ladders, Scaffolds, or Poles
Cramped Work Space, Awkward Positions
Extremely Bright or Inadequate Lighting
Indoors, Not Environmentally Controlled
Exposed to Contaminants
Outdoors, Under Cover
Exposed to Minor Burns, Cuts, Bites, or Stings
Spend Time Kneeling, Crouching, Stooping, or Crawling
Outdoors, Exposed to Weather
Spend Time Bending or Twisting the Body
Very Hot or Cold Temperatures
Deal With Physically Aggressive People
In an Enclosed Vehicle or Equipment
Sounds, Noise Levels Are Distracting or Uncomfortable
Spend Time Walking and Running
Public Speaking
Indoors, Environmentally Controlled
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Frequency of Conflict Situations
Time Pressure
Electronic Mail
Letters and Memos
Spend Time Making Repetitive Motions
Spend Time Standing
Telephone
Spend Time Sitting
Face-to-Face Discussions
Frequency of Decision Making
Deal With Unpleasant or Angry People
-No contact with others-
Contact With Others
-No freedom-
Structured versus Unstructured Work
Freedom to Make Decisions
-No responsibility-
Responsible for Others' Health and Safety
Responsibility for Outcomes and Results
-No results-
Impact of Decisions on Co-workers or Company Results
-Not at all automated-
Degree of Automation
-Not at all competitive-
Level of Competition
-Not important at all-
Pace Determined by Speed of Equipment
Coordinate or Lead Others
Importance of Repeating Same Tasks
Work With Work Group or Team
Deal With External Customers
Importance of Being Exact or Accurate
-Not serious at all-
Consequence of Error
-Occasional contact with others-
Contact With Others
-Once a month or more but not every week-
Frequency of Conflict Situations
Very Hot or Cold Temperatures
Public Speaking
Time Pressure
Outdoors, Exposed to Weather
Electronic Mail
Deal With Physically Aggressive People
Deal With Unpleasant or Angry People
Letters and Memos
Sounds, Noise Levels Are Distracting or Uncomfortable
In an Enclosed Vehicle or Equipment
Exposed to Contaminants
Frequency of Decision Making
Exposed to High Places
Outdoors, Under Cover
Exposed to Radiation
Exposed to Minor Burns, Cuts, Bites, or Stings
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Indoors, Not Environmentally Controlled
Cramped Work Space, Awkward Positions
Exposed to Hazardous Conditions
In an Open Vehicle or Equipment
Extremely Bright or Inadequate Lighting
Exposed to Disease or Infections
Telephone
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Face-to-Face Discussions
Indoors, Environmentally Controlled
-Once a week or more but not every day-
Letters and Memos
In an Enclosed Vehicle or Equipment
Frequency of Conflict Situations
Deal With Unpleasant or Angry People
Time Pressure
Outdoors, Exposed to Weather
Frequency of Decision Making
Public Speaking
Sounds, Noise Levels Are Distracting or Uncomfortable
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Indoors, Not Environmentally Controlled
Cramped Work Space, Awkward Positions
Exposed to Hazardous Conditions
Deal With Physically Aggressive People
In an Open Vehicle or Equipment
Extremely Bright or Inadequate Lighting
Exposed to Disease or Infections
Telephone
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Face-to-Face Discussions
Indoors, Environmentally Controlled
Exposed to Contaminants
Exposed to High Places
Electronic Mail
Outdoors, Under Cover
Very Hot or Cold Temperatures
Exposed to Radiation
Exposed to Minor Burns, Cuts, Bites, or Stings
-Once a year or more but not every month-
Deal With Physically Aggressive People
Public Speaking
Deal With Unpleasant or Angry People
Very Hot or Cold Temperatures
Outdoors, Under Cover
Exposed to Minor Burns, Cuts, Bites, or Stings
Indoors, Not Environmentally Controlled
Sounds, Noise Levels Are Distracting or Uncomfortable
Exposed to Contaminants
Extremely Bright or Inadequate Lighting
Frequency of Conflict Situations
Outdoors, Exposed to Weather
In an Enclosed Vehicle or Equipment
Exposed to High Places
Cramped Work Space, Awkward Positions
Exposed to Disease or Infections
Frequency of Decision Making
Time Pressure
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Face-to-Face Discussions
Indoors, Environmentally Controlled
Electronic Mail
Exposed to Radiation
Exposed to Hazardous Conditions
Letters and Memos
In an Open Vehicle or Equipment
Telephone
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
-Regular (established routine, set schedule)-
Work Schedules
-Seasonal (only during certain times of the year)-
Work Schedules
-Serious-
Consequence of Error
-Slightly automated-
Degree of Automation
-Slightly close (e.g., shared office)-
Physical Proximity
-Slightly competitive-
Level of Competition
-Some freedom-
Freedom to Make Decisions
Structured versus Unstructured Work
-Very close (near touching)-
Physical Proximity
-Very high responsibility-
Responsibility for Outcomes and Results
Responsible for Others' Health and Safety
-Very important-
Importance of Being Exact or Accurate
Deal With External Customers
Coordinate or Lead Others
Work With Work Group or Team
Importance of Repeating Same Tasks
Pace Determined by Speed of Equipment
-Very important results-
Impact of Decisions on Co-workers or Company Results
-Very little freedom-
Freedom to Make Decisions
Structured versus Unstructured Work
-Very serious-
Consequence of Error
Task Ratings
- Importance Core-
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Review and update credit and loan files.
Review loan agreements to ensure that they are complete and accurate according to policy.
Compute payment schedules.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Submit applications to credit analysts for verification and recommendation.
Handle customer complaints and take appropriate action to resolve them.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Confer with underwriters to aid in resolving mortgage application problems.
- Importance Supplemental-
Negotiate payment arrangements with customers who have delinquent loans.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Supervise loan personnel.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Provide special services such as investment banking for clients with more specialized needs.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Arrange for maintenance and liquidation of delinquent properties.
Interview, hire, and train new employees.
Petition courts to transfer titles and deeds of collateral to banks.
- Relevance of Task Core-
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Compute payment schedules.
Review and update credit and loan files.
Submit applications to credit analysts for verification and recommendation.
Handle customer complaints and take appropriate action to resolve them.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Review loan agreements to ensure that they are complete and accurate according to policy.
Confer with underwriters to aid in resolving mortgage application problems.
- Relevance of Task Supplemental-
Negotiate payment arrangements with customers who have delinquent loans.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Interview, hire, and train new employees.
Arrange for maintenance and liquidation of delinquent properties.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Supervise loan personnel.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Petition courts to transfer titles and deeds of collateral to banks.
Provide special services such as investment banking for clients with more specialized needs.
-Daily Frequency of Task (Categories 1-7) Core-
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Review and update credit and loan files.
Submit applications to credit analysts for verification and recommendation.
Confer with underwriters to aid in resolving mortgage application problems.
Compute payment schedules.
Review loan agreements to ensure that they are complete and accurate according to policy.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Handle customer complaints and take appropriate action to resolve them.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
-Daily Frequency of Task (Categories 1-7) Supplemental-
Supervise loan personnel.
Negotiate payment arrangements with customers who have delinquent loans.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Provide special services such as investment banking for clients with more specialized needs.
Arrange for maintenance and liquidation of delinquent properties.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Interview, hire, and train new employees.
Petition courts to transfer titles and deeds of collateral to banks.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
-Hourly or more Frequency of Task (Categories 1-7) Core-
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Compute payment schedules.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Review and update credit and loan files.
Review loan agreements to ensure that they are complete and accurate according to policy.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Submit applications to credit analysts for verification and recommendation.
Confer with underwriters to aid in resolving mortgage application problems.
Handle customer complaints and take appropriate action to resolve them.
-Hourly or more Frequency of Task (Categories 1-7) Supplemental-
Supervise loan personnel.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Negotiate payment arrangements with customers who have delinquent loans.
Interview, hire, and train new employees.
Arrange for maintenance and liquidation of delinquent properties.
Petition courts to transfer titles and deeds of collateral to banks.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
-More than monthly Frequency of Task (Categories 1-7) Core-
Handle customer complaints and take appropriate action to resolve them.
Confer with underwriters to aid in resolving mortgage application problems.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Submit applications to credit analysts for verification and recommendation.
Compute payment schedules.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Review loan agreements to ensure that they are complete and accurate according to policy.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Review and update credit and loan files.
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
-More than monthly Frequency of Task (Categories 1-7) Supplemental-
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Negotiate payment arrangements with customers who have delinquent loans.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Petition courts to transfer titles and deeds of collateral to banks.
Provide special services such as investment banking for clients with more specialized needs.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Supervise loan personnel.
Arrange for maintenance and liquidation of delinquent properties.
-More than weekly Frequency of Task (Categories 1-7) Core-
Review loan agreements to ensure that they are complete and accurate according to policy.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Handle customer complaints and take appropriate action to resolve them.
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Submit applications to credit analysts for verification and recommendation.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Compute payment schedules.
Confer with underwriters to aid in resolving mortgage application problems.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Review and update credit and loan files.
-More than weekly Frequency of Task (Categories 1-7) Supplemental-
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Negotiate payment arrangements with customers who have delinquent loans.
Petition courts to transfer titles and deeds of collateral to banks.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Provide special services such as investment banking for clients with more specialized needs.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Arrange for maintenance and liquidation of delinquent properties.
Interview, hire, and train new employees.
Supervise loan personnel.
-More than yearly Frequency of Task (Categories 1-7) Core-
Handle customer complaints and take appropriate action to resolve them.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Confer with underwriters to aid in resolving mortgage application problems.
Review and update credit and loan files.
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Review loan agreements to ensure that they are complete and accurate according to policy.
Submit applications to credit analysts for verification and recommendation.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Compute payment schedules.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
-More than yearly Frequency of Task (Categories 1-7) Supplemental-
Petition courts to transfer titles and deeds of collateral to banks.
Interview, hire, and train new employees.
Arrange for maintenance and liquidation of delinquent properties.
Provide special services such as investment banking for clients with more specialized needs.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Negotiate payment arrangements with customers who have delinquent loans.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Supervise loan personnel.
-Several times daily Frequency of Task (Categories 1-7) Core-
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Submit applications to credit analysts for verification and recommendation.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Review and update credit and loan files.
Compute payment schedules.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Review loan agreements to ensure that they are complete and accurate according to policy.
Confer with underwriters to aid in resolving mortgage application problems.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Handle customer complaints and take appropriate action to resolve them.
-Several times daily Frequency of Task (Categories 1-7) Supplemental-
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Negotiate payment arrangements with customers who have delinquent loans.
Supervise loan personnel.
Arrange for maintenance and liquidation of delinquent properties.
Interview, hire, and train new employees.
Petition courts to transfer titles and deeds of collateral to banks.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Provide special services such as investment banking for clients with more specialized needs.
-Yearly or less Frequency of Task (Categories 1-7) Core-
Handle customer complaints and take appropriate action to resolve them.
Review and update credit and loan files.
Confer with underwriters to aid in resolving mortgage application problems.
Compute payment schedules.
Review loan agreements to ensure that they are complete and accurate according to policy.
Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Submit applications to credit analysts for verification and recommendation.
Work with clients to identify their financial goals and to find ways of reaching those goals.
-Yearly or less Frequency of Task (Categories 1-7) Supplemental-
Arrange for maintenance and liquidation of delinquent properties.
Interview, hire, and train new employees.
Petition courts to transfer titles and deeds of collateral to banks.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Supervise loan personnel.
Negotiate payment arrangements with customers who have delinquent loans.
Provide special services such as investment banking for clients with more specialized needs.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Education Training Experience
-On-Site or In-Plant Training-
None
Up to and including 1 month
Over 1 month, up to and including 3 months
Over 3 months, up to and including 6 months
Over 6 months, up to and including 1 year
Over 1 year, up to and including 2 years
-On-the-Job Training-
None or short demonstration
Anything beyond short demonstration, up to and including 1 month
Over 1 month, up to and including 3 months
Over 3 months, up to and including 6 months
Over 6 months, up to and including 1 year
Over 1 year, up to and including 2 years
-Related Work Experience-
None
Up to and including 1 month
Over 6 months, up to and including 1 year
Over 1 year, up to and including 2 years
Over 2 years, up to and including 4 years
Over 4 years, up to and including 6 years
Over 6 years, up to and including 8 years
Over 10 years
-Required Level of Education-
High School Diploma (or GED or High School Equivalence Certificate)
Some College Courses
Associate's Degree (or other 2-year degree)
Bachelor's Degree
Master's Degree