Loan Counselors

Description
Work Activities
Abilities
Interests
Knowledge
Wages
Skills
Work Values
Work Styles
Related Degrees
Work Context
Task Ratings
Education

Job Description: Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.

Loan Counselors spend a lot of their time Establishing and Maintaining Interpersonal Relationships. They are naturally good at Near Vision, Oral Comprehension, Written Comprehension, and Deductive Reasoning. Loan Counselors are typically characterized as being Enterprising and Social. They are usually very knowledgable about Customer and Personal Service, Clerical, and Economics and Accounting and are skilled at Critical Thinking and Reading Comprehension.

Work Activities

Establishing and Maintaining Interpersonal Relationships

Communicating with Persons Outside Organization

Organizing, Planning, and Prioritizing Work

Getting Information

Thinking Creatively

Updating and Using Relevant Knowledge

Provide Consultation and Advice to Others

Analyzing Data or Information

Performing for or Working Directly with the Public

Identifying Objects, Actions, and Events

Communicating with Supervisors, Peers, or Subordinates

Resolving Conflicts and Negotiating with Others

Documenting/Recording Information

Training and Teaching Others

Coordinating the Work and Activities of Others

Assisting and Caring for Others

Performing Administrative Activities

Monitor Processes, Materials, or Surroundings

Monitoring and Controlling Resources

Selling or Influencing Others

Coaching and Developing Others

Scheduling Work and Activities

Interpreting the Meaning of Information for Others

Judging the Qualities of Things, Services, or People

Interacting With Computers

Guiding, Directing, and Motivating Subordinates

Developing Objectives and Strategies

Processing Information

Making Decisions and Solving Problems

Developing and Building Teams

Evaluating Information to Determine Compliance with Standards

Staffing Organizational Units

Controlling Machines and Processes

Inspecting Equipment, Structures, or Material

Handling and Moving Objects

Operating Vehicles, Mechanized Devices, or Equipment

Repairing and Maintaining Mechanical Equipment

Estimating the Quantifiable Characteristics of Products, Events, or Information

Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment

Performing General Physical Activities

Repairing and Maintaining Electronic Equipment

Abilities

Near Vision

Oral Comprehension

Written Comprehension

Deductive Reasoning

Speech Recognition

Oral Expression

Speech Clarity

Problem Sensitivity

Written Expression

Fluency of Ideas

Information Ordering

Inductive Reasoning

Number Facility

Mathematical Reasoning

Originality

Category Flexibility

Perceptual Speed

Flexibility of Closure

Selective Attention

Time Sharing

Speed of Closure

Memorization

Auditory Attention

Visualization

Far Vision

Finger Dexterity

Hearing Sensitivity

Visual Color Discrimination

Depth Perception

Control Precision

Reaction Time

Multilimb Coordination

Interests

Enterprising

Social

Conventional

Investigative

Artistic

Realistic

Knowledge

Customer and Personal Service

Clerical

Economics and Accounting

Administration and Management

Law and Government

Mathematics

English Language

Education and Training

Psychology

Sales and Marketing

Personnel and Human Resources

Public Safety and Security

Production and Processing

Fine Arts

Computers and Electronics

Sociology and Anthropology

Transportation

Communications and Media

Philosophy and Theology

Design

Building and Construction

Wages

New Hampshire

$47,180

Connecticut

$46,810

New York

$45,920

Maryland

$45,300

Massachusetts

$45,260

Colorado

$43,090

District of Columbia

$42,880

California

$42,630

Michigan

$41,980

New Jersey

$41,640

South Carolina

$41,070

Hawaii

$41,010

Illinois

$40,700

Rhode Island

$40,500

Maine

$39,500

Pennsylvania

$38,990

New Mexico

$38,930

Louisiana

$38,370

Nebraska

$38,360

Delaware

$38,330

Oregon

$38,190

Virginia

$38,080

Utah

$38,000

Nevada

$37,990

Arkansas

$37,860

Ohio

$37,420

Minnesota

$37,070

Kentucky

$36,920

Texas

$36,420

Florida

$36,390

Missouri

$36,320

West Virginia

$36,310

North Dakota

$36,170

Montana

$35,850

Mississippi

$35,680

Indiana

$35,580

Iowa

$35,520

Wisconsin

$35,500

Washington

$35,460

Vermont

$35,300

Arizona

$35,210

Georgia

$34,850

North Carolina

$34,680

Wyoming

$32,740

Idaho

$32,250

Alabama

$31,730

Tennessee

$31,660

Kansas

$31,080

Oklahoma

$29,780

Puerto Rico

$28,950

Skills

Critical Thinking

Reading Comprehension

Judgment and Decision Making

Service Orientation

Speaking

Active Listening

Social Perceptiveness

Time Management

Instructing

Learning Strategies

Writing

Monitoring

Active Learning

Persuasion

Coordination

Mathematics

Complex Problem Solving

Management of Personnel Resources

Negotiation

Systems Evaluation

Systems Analysis

Operations Analysis

Operation Monitoring

Management of Financial Resources

Operation and Control

Science

Management of Material Resources

Programming

Quality Control Analysis

Technology Design

Work Values

Relationships

Achievement

Independence

Recognition

Working Conditions

Support

Work Styles

Integrity

Stress Tolerance

Adaptability/Flexibility

Initiative

Dependability

Cooperation

Concern for Others

Attention to Detail

Self Control

Social Orientation

Analytical Thinking

Achievement/Effort

Persistence

Innovation

Independence

Leadership

Related University Degree Programs

Work Context

Face-to-Face Discussions

Telephone

Spend Time Sitting

Contact With Others

Letters and Memos

Structured versus Unstructured Work

Freedom to Make Decisions

Electronic Mail

Time Pressure

Importance of Being Exact or Accurate

Indoors, Environmentally Controlled

Deal With External Customers

Frequency of Decision Making

Level of Competition

Sounds, Noise Levels Are Distracting or Uncomfortable

In an Enclosed Vehicle or Equipment

Impact of Decisions on Co-workers or Company Results

Work With Work Group or Team

Frequency of Conflict Situations

Physical Proximity

Deal With Unpleasant or Angry People

Public Speaking

Consequence of Error

Importance of Repeating Same Tasks

Outdoors, Exposed to Weather

Coordinate or Lead Others

Exposed to Hazardous Equipment

Responsibility for Outcomes and Results

Duration of Typical Work Week

Degree of Automation

Spend Time Making Repetitive Motions

Spend Time Walking and Running

Responsible for Others' Health and Safety

Exposed to Hazardous Conditions

Spend Time Standing

Spend Time Kneeling, Crouching, Stooping, or Crawling

Spend Time Bending or Twisting the Body

Exposed to Contaminants

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

Outdoors, Under Cover

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

Deal With Physically Aggressive People

Cramped Work Space, Awkward Positions

Work Schedules

Spend Time Keeping or Regaining Balance

Exposed to Radiation

Exposed to Minor Burns, Cuts, Bites, or Stings

Indoors, Not Environmentally Controlled

Spend Time Climbing Ladders, Scaffolds, or Poles

In an Open Vehicle or Equipment

Extremely Bright or Inadequate Lighting

Exposed to Disease or Infections

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

Exposed to Whole Body Vibration

Exposed to High Places

Very Hot or Cold Temperatures

Pace Determined by Speed of Equipment

-40 hours-

Duration of Typical Work Week

-A lot of freedom-

Freedom to Make Decisions

Structured versus Unstructured Work

-About half the time-

Spend Time Making Repetitive Motions

Spend Time Walking and Running

Spend Time Standing

Spend Time Bending or Twisting the Body

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

Spend Time Kneeling, Crouching, Stooping, or Crawling

Spend Time Climbing Ladders, Scaffolds, or Poles

Spend Time Sitting

Spend Time Keeping or Regaining Balance

-Completely automated-

Degree of Automation

-Constant contact with others-

Contact With Others

-Contact with others about half the time-

Contact With Others

-Contact with others most of the time-

Contact With Others

-Continually or almost continually-

Spend Time Sitting

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

Spend Time Making Repetitive Motions

Spend Time Keeping or Regaining Balance

Spend Time Walking and Running

Spend Time Standing

Spend Time Kneeling, Crouching, Stooping, or Crawling

Spend Time Climbing Ladders, Scaffolds, or Poles

Spend Time Bending or Twisting the Body

-Every day-

Face-to-Face Discussions

Telephone

Letters and Memos

Indoors, Environmentally Controlled

Sounds, Noise Levels Are Distracting or Uncomfortable

Time Pressure

In an Enclosed Vehicle or Equipment

Electronic Mail

Frequency of Decision Making

Deal With Unpleasant or Angry People

Frequency of Conflict Situations

In an Open Vehicle or Equipment

Extremely Bright or Inadequate Lighting

Exposed to Disease or Infections

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

Outdoors, Exposed to Weather

Exposed to Whole Body Vibration

Exposed to Hazardous Equipment

Exposed to Contaminants

Exposed to High Places

Outdoors, Under Cover

Very Hot or Cold Temperatures

Exposed to Radiation

Public Speaking

Exposed to Minor Burns, Cuts, Bites, or Stings

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

Indoors, Not Environmentally Controlled

Cramped Work Space, Awkward Positions

Exposed to Hazardous Conditions

Deal With Physically Aggressive People

-Extremely competitive-

Level of Competition

-Extremely important-

Deal With External Customers

Importance of Being Exact or Accurate

Importance of Repeating Same Tasks

Coordinate or Lead Others

Work With Work Group or Team

Pace Determined by Speed of Equipment

-Extremely serious-

Consequence of Error

-Fairly important-

Coordinate or Lead Others

Work With Work Group or Team

Importance of Repeating Same Tasks

Deal With External Customers

Importance of Being Exact or Accurate

Pace Determined by Speed of Equipment

-Fairly serious-

Consequence of Error

-High responsibility-

Responsibility for Outcomes and Results

Responsible for Others' Health and Safety

-Highly automated-

Degree of Automation

-Highly competitive-

Level of Competition

-I don't work near other people (beyond 100 ft.)-

Physical Proximity

-I work with others but not closely (e.g., private office)-

Physical Proximity

-Important-

Coordinate or Lead Others

Work With Work Group or Team

Deal With External Customers

Importance of Repeating Same Tasks

Pace Determined by Speed of Equipment

Importance of Being Exact or Accurate

-Important results-

Impact of Decisions on Co-workers or Company Results

-Irregular (changes with weather conditions, production demands, or contract duration)-

Work Schedules

-Less than 40 hours-

Duration of Typical Work Week

-Less than half the time-

Spend Time Standing

Spend Time Kneeling, Crouching, Stooping, or Crawling

Spend Time Bending or Twisting the Body

Spend Time Walking and Running

Spend Time Making Repetitive Motions

Spend Time Keeping or Regaining Balance

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

Spend Time Climbing Ladders, Scaffolds, or Poles

Spend Time Sitting

-Limited freedom-

Freedom to Make Decisions

Structured versus Unstructured Work

-Limited responsibility-

Responsible for Others' Health and Safety

Responsibility for Outcomes and Results

-Minor results-

Impact of Decisions on Co-workers or Company Results

-Moderate responsibility-

Responsibility for Outcomes and Results

Responsible for Others' Health and Safety

-Moderate results-

Impact of Decisions on Co-workers or Company Results

-Moderately automated-

Degree of Automation

-Moderately close (at arm's length)-

Physical Proximity

-Moderately competitive-

Level of Competition

-More than 40 hours-

Duration of Typical Work Week

-More than half the time-

Spend Time Making Repetitive Motions

Spend Time Sitting

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

Spend Time Kneeling, Crouching, Stooping, or Crawling

Spend Time Climbing Ladders, Scaffolds, or Poles

Spend Time Bending or Twisting the Body

Spend Time Keeping or Regaining Balance

Spend Time Walking and Running

Spend Time Standing

-Never-

In an Open Vehicle or Equipment

Extremely Bright or Inadequate Lighting

Exposed to Disease or Infections

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

Exposed to Whole Body Vibration

Exposed to High Places

Very Hot or Cold Temperatures

Exposed to Radiation

Spend Time Climbing Ladders, Scaffolds, or Poles

Indoors, Not Environmentally Controlled

Exposed to Minor Burns, Cuts, Bites, or Stings

Cramped Work Space, Awkward Positions

Spend Time Keeping or Regaining Balance

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

Deal With Physically Aggressive People

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

Outdoors, Under Cover

Exposed to Contaminants

Exposed to Hazardous Equipment

Exposed to Hazardous Conditions

Outdoors, Exposed to Weather

In an Enclosed Vehicle or Equipment

Spend Time Bending or Twisting the Body

Sounds, Noise Levels Are Distracting or Uncomfortable

Spend Time Walking and Running

Spend Time Kneeling, Crouching, Stooping, or Crawling

Spend Time Making Repetitive Motions

Indoors, Environmentally Controlled

Public Speaking

Frequency of Conflict Situations

Spend Time Standing

Telephone

Spend Time Sitting

Time Pressure

Face-to-Face Discussions

Frequency of Decision Making

Electronic Mail

Deal With Unpleasant or Angry People

Letters and Memos

-No contact with others-

Contact With Others

-No freedom-

Structured versus Unstructured Work

Freedom to Make Decisions

-No responsibility-

Responsible for Others' Health and Safety

Responsibility for Outcomes and Results

-No results-

Impact of Decisions on Co-workers or Company Results

-Not at all automated-

Degree of Automation

-Not at all competitive-

Level of Competition

-Not important at all-

Pace Determined by Speed of Equipment

Importance of Repeating Same Tasks

Coordinate or Lead Others

Deal With External Customers

Work With Work Group or Team

Importance of Being Exact or Accurate

-Not serious at all-

Consequence of Error

-Occasional contact with others-

Contact With Others

-Once a month or more but not every week-

Deal With Unpleasant or Angry People

Exposed to Contaminants

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

Exposed to Hazardous Conditions

Exposed to Hazardous Equipment

Time Pressure

Letters and Memos

Frequency of Conflict Situations

Frequency of Decision Making

Public Speaking

Indoors, Environmentally Controlled

Outdoors, Under Cover

Outdoors, Exposed to Weather

Sounds, Noise Levels Are Distracting or Uncomfortable

Face-to-Face Discussions

Exposed to High Places

Electronic Mail

Very Hot or Cold Temperatures

Exposed to Radiation

Exposed to Minor Burns, Cuts, Bites, or Stings

Indoors, Not Environmentally Controlled

Cramped Work Space, Awkward Positions

Deal With Physically Aggressive People

In an Open Vehicle or Equipment

Extremely Bright or Inadequate Lighting

Exposed to Disease or Infections

Telephone

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

Exposed to Whole Body Vibration

In an Enclosed Vehicle or Equipment

-Once a week or more but not every day-

Frequency of Decision Making

Frequency of Conflict Situations

Public Speaking

Outdoors, Exposed to Weather

Electronic Mail

Deal With Unpleasant or Angry People

Exposed to Hazardous Equipment

Time Pressure

Letters and Memos

Telephone

Indoors, Not Environmentally Controlled

Sounds, Noise Levels Are Distracting or Uncomfortable

In an Enclosed Vehicle or Equipment

Face-to-Face Discussions

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

Cramped Work Space, Awkward Positions

Exposed to Hazardous Conditions

Deal With Physically Aggressive People

In an Open Vehicle or Equipment

Extremely Bright or Inadequate Lighting

Exposed to Disease or Infections

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

Exposed to Whole Body Vibration

Indoors, Environmentally Controlled

Exposed to Contaminants

Exposed to High Places

Outdoors, Under Cover

Very Hot or Cold Temperatures

Exposed to Radiation

Exposed to Minor Burns, Cuts, Bites, or Stings

-Once a year or more but not every month-

Outdoors, Under Cover

Exposed to Hazardous Conditions

Deal With Unpleasant or Angry People

Public Speaking

Time Pressure

Deal With Physically Aggressive People

Frequency of Conflict Situations

Frequency of Decision Making

Letters and Memos

Sounds, Noise Levels Are Distracting or Uncomfortable

Cramped Work Space, Awkward Positions

Exposed to Minor Burns, Cuts, Bites, or Stings

In an Enclosed Vehicle or Equipment

Outdoors, Exposed to Weather

Exposed to Whole Body Vibration

Exposed to Hazardous Equipment

Face-to-Face Discussions

Indoors, Environmentally Controlled

Exposed to Contaminants

Exposed to High Places

Electronic Mail

Very Hot or Cold Temperatures

Exposed to Radiation

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

Indoors, Not Environmentally Controlled

In an Open Vehicle or Equipment

Extremely Bright or Inadequate Lighting

Exposed to Disease or Infections

Telephone

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

-Regular (established routine, set schedule)-

Work Schedules

-Seasonal (only during certain times of the year)-

Work Schedules

-Serious-

Consequence of Error

-Slightly automated-

Degree of Automation

-Slightly close (e.g., shared office)-

Physical Proximity

-Slightly competitive-

Level of Competition

-Some freedom-

Structured versus Unstructured Work

Freedom to Make Decisions

-Very close (near touching)-

Physical Proximity

-Very high responsibility-

Responsibility for Outcomes and Results

Responsible for Others' Health and Safety

-Very important-

Importance of Being Exact or Accurate

Importance of Repeating Same Tasks

Work With Work Group or Team

Deal With External Customers

Coordinate or Lead Others

Pace Determined by Speed of Equipment

-Very important results-

Impact of Decisions on Co-workers or Company Results

-Very little freedom-

Structured versus Unstructured Work

Freedom to Make Decisions

-Very serious-

Consequence of Error

Task Ratings

- Importance Core-

Check loan agreements to ensure that they are complete and accurate, according to policies.

Refer loans to loan committees for approval.

Approve loans within specified limits.

Submit applications to credit analysts for verification and recommendation.

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

Interview applicants and request specified information for loan applications.

Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.

Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.

Maintain current knowledge of credit regulations.

Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.

Analyze potential loan markets to find opportunities to promote loans and financial services.

Review billing for accuracy.

Supervise loan personnel.

Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

Maintain and review account records, updating and recategorizing them according to status changes.

- Importance Supplemental-

Confer with underwriters to resolve mortgage application problems.

Inform individuals and groups about the financial assistance available to college or university students.

Match students' needs and eligibility with available financial aid programs to provide informed recommendations.

Contact creditors to explain clients' financial situations and to arrange for payment adjustments so that payments are feasible for clients and agreeable to creditors.

Petition courts to transfer titles and deeds of collateral to banks.

Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.

Compare data on student aid applications with eligibility requirements of assistance programs.

Counsel clients on personal and family financial problems, such as excessive spending and borrowing of funds.

Review accounts to determine write-offs for collection agencies.

Locate debtors using post office directories, utility services account listings, and mailing lists.

Arrange for maintenance and liquidation of delinquent properties.

Authorize and sign mail collection letters.

Open accounts for clients and disburse funds from clients' accounts to creditors.

- Relevance of Task Core-

Interview applicants and request specified information for loan applications.

Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.

Check loan agreements to ensure that they are complete and accurate, according to policies.

Maintain and review account records, updating and recategorizing them according to status changes.

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

Approve loans within specified limits.

Submit applications to credit analysts for verification and recommendation.

Supervise loan personnel.

Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.

Maintain current knowledge of credit regulations.

Review billing for accuracy.

Refer loans to loan committees for approval.

Analyze potential loan markets to find opportunities to promote loans and financial services.

Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.

- Relevance of Task Supplemental-

Counsel clients on personal and family financial problems, such as excessive spending and borrowing of funds.

Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.

Arrange for maintenance and liquidation of delinquent properties.

Locate debtors using post office directories, utility services account listings, and mailing lists.

Inform individuals and groups about the financial assistance available to college or university students.

Open accounts for clients and disburse funds from clients' accounts to creditors.

Authorize and sign mail collection letters.

Compare data on student aid applications with eligibility requirements of assistance programs.

Match students' needs and eligibility with available financial aid programs to provide informed recommendations.

-Daily Frequency of Task (Categories 1-7) Core-

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.

Submit applications to credit analysts for verification and recommendation.

Analyze potential loan markets to find opportunities to promote loans and financial services.

Approve loans within specified limits.

Review billing for accuracy.

Maintain current knowledge of credit regulations.

Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.

Interview applicants and request specified information for loan applications.

Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

Check loan agreements to ensure that they are complete and accurate, according to policies.

Maintain and review account records, updating and recategorizing them according to status changes.

Refer loans to loan committees for approval.

Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.

-Daily Frequency of Task (Categories 1-7) Supplemental-

Inform individuals and groups about the financial assistance available to college or university students.

Match students' needs and eligibility with available financial aid programs to provide informed recommendations.

Contact creditors to explain clients' financial situations and to arrange for payment adjustments so that payments are feasible for clients and agreeable to creditors.

Compare data on student aid applications with eligibility requirements of assistance programs.

Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.

Locate debtors using post office directories, utility services account listings, and mailing lists.

Review accounts to determine write-offs for collection agencies.

Authorize and sign mail collection letters.

Arrange for maintenance and liquidation of delinquent properties.

Open accounts for clients and disburse funds from clients' accounts to creditors.

-Hourly or more Frequency of Task (Categories 1-7) Core-

Approve loans within specified limits.

Check loan agreements to ensure that they are complete and accurate, according to policies.

Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

Supervise loan personnel.

Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.

Interview applicants and request specified information for loan applications.

Maintain and review account records, updating and recategorizing them according to status changes.

Maintain current knowledge of credit regulations.

Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

Submit applications to credit analysts for verification and recommendation.

Review billing for accuracy.

Analyze potential loan markets to find opportunities to promote loans and financial services.

Refer loans to loan committees for approval.

Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.

-Hourly or more Frequency of Task (Categories 1-7) Supplemental-

Confer with underwriters to resolve mortgage application problems.

Inform individuals and groups about the financial assistance available to college or university students.

Match students' needs and eligibility with available financial aid programs to provide informed recommendations.

Compare data on student aid applications with eligibility requirements of assistance programs.

Review accounts to determine write-offs for collection agencies.

Counsel clients on personal and family financial problems, such as excessive spending and borrowing of funds.

Contact creditors to explain clients' financial situations and to arrange for payment adjustments so that payments are feasible for clients and agreeable to creditors.

-More than monthly Frequency of Task (Categories 1-7) Core-

Maintain and review account records, updating and recategorizing them according to status changes.

Review billing for accuracy.

Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.

Interview applicants and request specified information for loan applications.

Analyze potential loan markets to find opportunities to promote loans and financial services.

Check loan agreements to ensure that they are complete and accurate, according to policies.

Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.

Refer loans to loan committees for approval.

Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.

Maintain current knowledge of credit regulations.

Approve loans within specified limits.

Submit applications to credit analysts for verification and recommendation.

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

Supervise loan personnel.

-More than monthly Frequency of Task (Categories 1-7) Supplemental-

Locate debtors using post office directories, utility services account listings, and mailing lists.

Review accounts to determine write-offs for collection agencies.

Counsel clients on personal and family financial problems, such as excessive spending and borrowing of funds.

Compare data on student aid applications with eligibility requirements of assistance programs.

Match students' needs and eligibility with available financial aid programs to provide informed recommendations.

Inform individuals and groups about the financial assistance available to college or university students.

Authorize and sign mail collection letters.

Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.

Contact creditors to explain clients' financial situations and to arrange for payment adjustments so that payments are feasible for clients and agreeable to creditors.

-More than weekly Frequency of Task (Categories 1-7) Core-

Maintain current knowledge of credit regulations.

Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

Maintain and review account records, updating and recategorizing them according to status changes.

Review billing for accuracy.

Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.

Analyze potential loan markets to find opportunities to promote loans and financial services.

Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.

Refer loans to loan committees for approval.

Check loan agreements to ensure that they are complete and accurate, according to policies.

Interview applicants and request specified information for loan applications.

Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation.

Submit applications to credit analysts for verification and recommendation.

Approve loans within specified limits.

Supervise loan personnel.

-More than weekly Frequency of Task (Categories 1-7) Supplemental-