- Description
- Work Activities
- Abilities
- Interests
- Knowledge
- Wages
- Skills
- Work Values
- Work Styles
- Related Degrees
- Work Context
- Task Ratings
- Education
Job Description: Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Credit Analysts spend a lot of their time Establishing and Maintaining Interpersonal Relationships. They are naturally good at Deductive Reasoning, Oral Expression, Number Facility, and Oral Comprehension. Credit Analysts are typically characterized as being Conventional and Enterprising. They are usually very knowledgable about Mathematics, Clerical, and Economics and Accounting and are skilled at Critical Thinking and Reading Comprehension.
Work Activities
Establishing and Maintaining Interpersonal Relationships
Getting Information
Communicating with Supervisors, Peers, or Subordinates
Processing Information
Organizing, Planning, and Prioritizing Work
Making Decisions and Solving Problems
Analyzing Data or Information
Resolving Conflicts and Negotiating with Others
Updating and Using Relevant Knowledge
Evaluating Information to Determine Compliance with Standards
Identifying Objects, Actions, and Events
Documenting/Recording Information
Interacting With Computers
Judging the Qualities of Things, Services, or People
Performing Administrative Activities
Communicating with Persons Outside Organization
Interpreting the Meaning of Information for Others
Monitor Processes, Materials, or Surroundings
Coaching and Developing Others
Provide Consultation and Advice to Others
Scheduling Work and Activities
Developing and Building Teams
Coordinating the Work and Activities of Others
Developing Objectives and Strategies
Performing for or Working Directly with the Public
Thinking Creatively
Training and Teaching Others
Estimating the Quantifiable Characteristics of Products, Events, or Information
Selling or Influencing Others
Guiding, Directing, and Motivating Subordinates
Assisting and Caring for Others
Monitoring and Controlling Resources
Staffing Organizational Units
Handling and Moving Objects
Inspecting Equipment, Structures, or Material
Controlling Machines and Processes
Performing General Physical Activities
Abilities
Deductive Reasoning
Oral Expression
Number Facility
Oral Comprehension
Problem Sensitivity
Written Comprehension
Near Vision
Mathematical Reasoning
Inductive Reasoning
Written Expression
Speech Recognition
Category Flexibility
Information Ordering
Speech Clarity
Speed of Closure
Perceptual Speed
Flexibility of Closure
Fluency of Ideas
Selective Attention
Originality
Far Vision
Finger Dexterity
Auditory Attention
Memorization
Visualization
Time Sharing
Hearing Sensitivity
Visual Color Discrimination
Arm-Hand Steadiness
Manual Dexterity
Control Precision
Depth Perception
Interests
Conventional
Enterprising
Investigative
Social
Realistic
Artistic
Knowledge
Mathematics
Clerical
Economics and Accounting
Customer and Personal Service
English Language
Law and Government
Computers and Electronics
Administration and Management
Sales and Marketing
Communications and Media
Education and Training
Psychology
Geography
Production and Processing
Sociology and Anthropology
Transportation
Personnel and Human Resources
Philosophy and Theology
Telecommunications
Foreign Language
Wages
New York
$86,360
Connecticut
$77,810
Rhode Island
$74,130
District of Columbia
$66,850
California
$66,470
New Jersey
$64,820
Colorado
$64,500
North Carolina
$64,150
Virginia
$61,600
Washington
$60,680
Georgia
$59,780
North Dakota
$58,760
Maryland
$58,720
Missouri
$58,500
Hawaii
$58,260
Vermont
$57,680
Delaware
$57,620
Utah
$57,410
Minnesota
$57,230
Louisiana
$56,860
Texas
$56,610
Idaho
$56,560
Oregon
$56,260
Florida
$55,960
Kansas
$55,690
Massachusetts
$55,540
Illinois
$55,530
Pennsylvania
$53,750
Iowa
$53,200
Tennessee
$52,940
Ohio
$52,350
Nebraska
$52,330
Michigan
$52,210
New Hampshire
$50,950
South Carolina
$50,910
Indiana
$50,680
Wisconsin
$50,060
Alabama
$49,330
New Mexico
$48,870
Wyoming
$48,520
Arkansas
$48,150
Oklahoma
$47,560
South Dakota
$47,200
Nevada
$47,200
Kentucky
$47,040
Mississippi
$46,800
Montana
$46,360
Maine
$44,570
West Virginia
$37,960
Puerto Rico
$35,710
Skills
Critical Thinking
Reading Comprehension
Active Listening
Mathematics
Speaking
Judgment and Decision Making
Writing
Active Learning
Systems Evaluation
Complex Problem Solving
Systems Analysis
Monitoring
Service Orientation
Negotiation
Persuasion
Time Management
Operations Analysis
Social Perceptiveness
Coordination
Instructing
Learning Strategies
Management of Financial Resources
Management of Personnel Resources
Programming
Operation Monitoring
Management of Material Resources
Science
Quality Control Analysis
Operation and Control
Work Values
Relationships
Achievement
Recognition
Support
Independence
Working Conditions
Work Styles
Integrity
Attention to Detail
Analytical Thinking
Dependability
Self Control
Stress Tolerance
Initiative
Cooperation
Persistence
Achievement/Effort
Adaptability/Flexibility
Independence
Leadership
Concern for Others
Social Orientation
Innovation
Related University Degree Programs
Work Context
Telephone
Electronic Mail
Spend Time Sitting
Contact With Others
Indoors, Environmentally Controlled
Face-to-Face Discussions
Letters and Memos
Frequency of Decision Making
Importance of Being Exact or Accurate
Time Pressure
Structured versus Unstructured Work
Impact of Decisions on Co-workers or Company Results
Importance of Repeating Same Tasks
Freedom to Make Decisions
Work With Work Group or Team
Spend Time Making Repetitive Motions
Deal With External Customers
Frequency of Conflict Situations
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Deal With Unpleasant or Angry People
Physical Proximity
Level of Competition
Coordinate or Lead Others
Sounds, Noise Levels Are Distracting or Uncomfortable
Degree of Automation
Responsibility for Outcomes and Results
Duration of Typical Work Week
Consequence of Error
Public Speaking
Spend Time Standing
Responsible for Others' Health and Safety
In an Enclosed Vehicle or Equipment
Spend Time Walking and Running
Spend Time Bending or Twisting the Body
Extremely Bright or Inadequate Lighting
Spend Time Kneeling, Crouching, Stooping, or Crawling
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Pace Determined by Speed of Equipment
Deal With Physically Aggressive People
Work Schedules
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Exposed to Hazardous Equipment
Exposed to High Places
Exposed to Hazardous Conditions
Exposed to Minor Burns, Cuts, Bites, or Stings
Indoors, Not Environmentally Controlled
Spend Time Climbing Ladders, Scaffolds, or Poles
In an Open Vehicle or Equipment
Exposed to Disease or Infections
Spend Time Keeping or Regaining Balance
Outdoors, Exposed to Weather
Outdoors, Under Cover
Very Hot or Cold Temperatures
Exposed to Contaminants
Exposed to Radiation
Cramped Work Space, Awkward Positions
Exposed to Whole Body Vibration
-40 hours-
Duration of Typical Work Week
-A lot of freedom-
Structured versus Unstructured Work
Freedom to Make Decisions
-About half the time-
Spend Time Making Repetitive Motions
Spend Time Standing
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Bending or Twisting the Body
Spend Time Sitting
Spend Time Kneeling, Crouching, Stooping, or Crawling
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Keeping or Regaining Balance
Spend Time Walking and Running
-Completely automated-
Degree of Automation
-Constant contact with others-
Contact With Others
-Contact with others about half the time-
Contact With Others
-Contact with others most of the time-
Contact With Others
-Continually or almost continually-
Spend Time Sitting
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Making Repetitive Motions
Spend Time Keeping or Regaining Balance
Spend Time Walking and Running
Spend Time Standing
Spend Time Kneeling, Crouching, Stooping, or Crawling
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Bending or Twisting the Body
-Every day-
Telephone
Electronic Mail
Indoors, Environmentally Controlled
Face-to-Face Discussions
Frequency of Decision Making
Letters and Memos
Time Pressure
Sounds, Noise Levels Are Distracting or Uncomfortable
Frequency of Conflict Situations
In an Enclosed Vehicle or Equipment
Deal With Unpleasant or Angry People
Extremely Bright or Inadequate Lighting
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Exposed to Hazardous Equipment
Exposed to High Places
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
In an Open Vehicle or Equipment
Exposed to Disease or Infections
Outdoors, Exposed to Weather
Exposed to Whole Body Vibration
Exposed to Contaminants
Outdoors, Under Cover
Very Hot or Cold Temperatures
Exposed to Radiation
Public Speaking
Exposed to Minor Burns, Cuts, Bites, or Stings
Indoors, Not Environmentally Controlled
Cramped Work Space, Awkward Positions
Exposed to Hazardous Conditions
Deal With Physically Aggressive People
-Extremely competitive-
Level of Competition
-Extremely important-
Importance of Being Exact or Accurate
Importance of Repeating Same Tasks
Work With Work Group or Team
Deal With External Customers
Coordinate or Lead Others
Pace Determined by Speed of Equipment
-Extremely serious-
Consequence of Error
-Fairly important-
Coordinate or Lead Others
Work With Work Group or Team
Deal With External Customers
Importance of Being Exact or Accurate
Pace Determined by Speed of Equipment
Importance of Repeating Same Tasks
-Fairly serious-
Consequence of Error
-High responsibility-
Responsibility for Outcomes and Results
Responsible for Others' Health and Safety
-Highly automated-
Degree of Automation
-Highly competitive-
Level of Competition
-I don't work near other people (beyond 100 ft.)-
Physical Proximity
-I work with others but not closely (e.g., private office)-
Physical Proximity
-Important-
Coordinate or Lead Others
Deal With External Customers
Importance of Repeating Same Tasks
Importance of Being Exact or Accurate
Work With Work Group or Team
Pace Determined by Speed of Equipment
-Important results-
Impact of Decisions on Co-workers or Company Results
-Irregular (changes with weather conditions, production demands, or contract duration)-
Work Schedules
-Less than 40 hours-
Duration of Typical Work Week
-Less than half the time-
Spend Time Standing
Spend Time Walking and Running
Spend Time Kneeling, Crouching, Stooping, or Crawling
Spend Time Bending or Twisting the Body
Spend Time Making Repetitive Motions
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Keeping or Regaining Balance
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Sitting
-Limited freedom-
Freedom to Make Decisions
Structured versus Unstructured Work
-Limited responsibility-
Responsible for Others' Health and Safety
Responsibility for Outcomes and Results
-Minor results-
Impact of Decisions on Co-workers or Company Results
-Moderate responsibility-
Responsibility for Outcomes and Results
Responsible for Others' Health and Safety
-Moderate results-
Impact of Decisions on Co-workers or Company Results
-Moderately automated-
Degree of Automation
-Moderately close (at arm's length)-
Physical Proximity
-Moderately competitive-
Level of Competition
-More than 40 hours-
Duration of Typical Work Week
-More than half the time-
Spend Time Making Repetitive Motions
Spend Time Sitting
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Walking and Running
Spend Time Kneeling, Crouching, Stooping, or Crawling
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Bending or Twisting the Body
Spend Time Keeping or Regaining Balance
Spend Time Standing
-Never-
Exposed to Whole Body Vibration
Exposed to Radiation
Cramped Work Space, Awkward Positions
In an Open Vehicle or Equipment
Exposed to Disease or Infections
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Exposed to Hazardous Equipment
Exposed to Contaminants
Exposed to High Places
Indoors, Not Environmentally Controlled
Exposed to Hazardous Conditions
Extremely Bright or Inadequate Lighting
Outdoors, Exposed to Weather
Outdoors, Under Cover
Very Hot or Cold Temperatures
Exposed to Minor Burns, Cuts, Bites, or Stings
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Spend Time Climbing Ladders, Scaffolds, or Poles
Spend Time Keeping or Regaining Balance
Deal With Physically Aggressive People
Spend Time Bending or Twisting the Body
Spend Time Kneeling, Crouching, Stooping, or Crawling
In an Enclosed Vehicle or Equipment
Spend Time Walking and Running
Sounds, Noise Levels Are Distracting or Uncomfortable
Public Speaking
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
Spend Time Standing
Spend Time Making Repetitive Motions
Indoors, Environmentally Controlled
Deal With Unpleasant or Angry People
Frequency of Decision Making
Face-to-Face Discussions
Letters and Memos
Telephone
Spend Time Sitting
Frequency of Conflict Situations
Time Pressure
Electronic Mail
-No contact with others-
Contact With Others
-No freedom-
Freedom to Make Decisions
Structured versus Unstructured Work
-No responsibility-
Responsible for Others' Health and Safety
Responsibility for Outcomes and Results
-No results-
Impact of Decisions on Co-workers or Company Results
-Not at all automated-
Degree of Automation
-Not at all competitive-
Level of Competition
-Not important at all-
Pace Determined by Speed of Equipment
Coordinate or Lead Others
Deal With External Customers
Importance of Repeating Same Tasks
Work With Work Group or Team
Importance of Being Exact or Accurate
-Not serious at all-
Consequence of Error
-Occasional contact with others-
Contact With Others
-Once a month or more but not every week-
Deal With Unpleasant or Angry People
Frequency of Conflict Situations
Time Pressure
Public Speaking
Letters and Memos
Sounds, Noise Levels Are Distracting or Uncomfortable
Face-to-Face Discussions
Frequency of Decision Making
In an Enclosed Vehicle or Equipment
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Indoors, Not Environmentally Controlled
Deal With Physically Aggressive People
In an Open Vehicle or Equipment
Exposed to Disease or Infections
Exposed to High Places
Electronic Mail
Outdoors, Under Cover
Very Hot or Cold Temperatures
Exposed to Radiation
Exposed to Minor Burns, Cuts, Bites, or Stings
Cramped Work Space, Awkward Positions
Exposed to Hazardous Conditions
Extremely Bright or Inadequate Lighting
Telephone
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Outdoors, Exposed to Weather
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Indoors, Environmentally Controlled
Exposed to Contaminants
-Once a week or more but not every day-
Time Pressure
Letters and Memos
Face-to-Face Discussions
Frequency of Decision Making
Deal With Unpleasant or Angry People
Frequency of Conflict Situations
Sounds, Noise Levels Are Distracting or Uncomfortable
Electronic Mail
Telephone
Exposed to Hazardous Conditions
Extremely Bright or Inadequate Lighting
Public Speaking
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Indoors, Not Environmentally Controlled
Cramped Work Space, Awkward Positions
Deal With Physically Aggressive People
In an Open Vehicle or Equipment
Exposed to Disease or Infections
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
Outdoors, Exposed to Weather
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Indoors, Environmentally Controlled
In an Enclosed Vehicle or Equipment
Exposed to Contaminants
Exposed to High Places
Outdoors, Under Cover
Very Hot or Cold Temperatures
Exposed to Radiation
Exposed to Minor Burns, Cuts, Bites, or Stings
-Once a year or more but not every month-
Public Speaking
Frequency of Conflict Situations
Deal With Unpleasant or Angry People
In an Enclosed Vehicle or Equipment
Deal With Physically Aggressive People
Outdoors, Exposed to Weather
Sounds, Noise Levels Are Distracting or Uncomfortable
Frequency of Decision Making
Outdoors, Under Cover
Very Hot or Cold Temperatures
Exposed to Minor Burns, Cuts, Bites, or Stings
Exposed to Contaminants
Letters and Memos
Time Pressure
Exposed to Whole Body Vibration
Exposed to Hazardous Equipment
Face-to-Face Discussions
Indoors, Environmentally Controlled
Exposed to High Places
Electronic Mail
Exposed to Radiation
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
Indoors, Not Environmentally Controlled
Cramped Work Space, Awkward Positions
Exposed to Hazardous Conditions
In an Open Vehicle or Equipment
Extremely Bright or Inadequate Lighting
Exposed to Disease or Infections
Telephone
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
-Regular (established routine, set schedule)-
Work Schedules
-Seasonal (only during certain times of the year)-
Work Schedules
-Serious-
Consequence of Error
-Slightly automated-
Degree of Automation
-Slightly close (e.g., shared office)-
Physical Proximity
-Slightly competitive-
Level of Competition
-Some freedom-
Freedom to Make Decisions
Structured versus Unstructured Work
-Very close (near touching)-
Physical Proximity
-Very high responsibility-
Responsible for Others' Health and Safety
Responsibility for Outcomes and Results
-Very important-
Importance of Being Exact or Accurate
Work With Work Group or Team
Importance of Repeating Same Tasks
Coordinate or Lead Others
Deal With External Customers
Pace Determined by Speed of Equipment
-Very important results-
Impact of Decisions on Co-workers or Company Results
-Very little freedom-
Structured versus Unstructured Work
Freedom to Make Decisions
-Very serious-
Consequence of Error
Task Ratings
Education Training Experience
-On-Site or In-Plant Training-
None
Up to and including 1 month
Over 1 month, up to and including 3 months
Over 3 months, up to and including 6 months
Over 6 months, up to and including 1 year
Over 1 year, up to and including 2 years
Over 4 years, up to and including 10 years
-On-the-Job Training-
None or short demonstration
Anything beyond short demonstration, up to and including 1 month
Over 1 month, up to and including 3 months
Over 3 months, up to and including 6 months
Over 6 months, up to and including 1 year
Over 1 year, up to and including 2 years
Over 2 years, up to and including 4 years
Over 4 years, up to and including 10 years
-Related Work Experience-
None
Over 6 months, up to and including 1 year
Over 1 year, up to and including 2 years
Over 2 years, up to and including 4 years
Over 4 years, up to and including 6 years
Over 6 years, up to and including 8 years
-Required Level of Education-
High School Diploma (or GED or High School Equivalence Certificate)
Post-Secondary Certificate - awarded for training completed after high school (for example, in Personnel Services, Engineering-related Technologies, Vocational Home Economics, Construction Trades, Mechanics and Repairers, Precision Production Trades)
Some College Courses
Associate's Degree (or other 2-year degree)
Bachelor's Degree
Post-Baccalaureate Certificate - awarded for completion of an organized program of study; designed for people who have completed a Baccalaureate degree, but do not meet the requirements of academic degrees carrying the title of Master