Claims Examiners, Property and Casualty Insurance

Job Description: Review settled insurance claims to determine that payments and settlements have been made in accordance with company practices and procedures. Report overpayments, underpayments, and other irregularities. Confer with legal counsel on claims requiring litigation.

Claims Examiners, Property and Casualty Insurance spend a lot of their time Resolving Conflicts and Negotiating with Others. They are naturally good at Oral Comprehension, Oral Expression, Inductive Reasoning, and Written Comprehension. Claims Examiners, Property and Casualty Insurance are typically characterized as being Conventional and Enterprising. They are usually very knowledgable about Customer and Personal Service, English Language, and Law and Government and are skilled at Reading Comprehension and Critical Thinking.

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Work Activities

Resolving Conflicts and Negotiating with Others
  
Identifying Objects, Actions, and Events
  
Getting Information
  
Organizing, Planning, and Prioritizing Work
  
Evaluating Information to Determine Compliance with Standards
  
Communicating with Supervisors, Peers, or Subordinates
  
Making Decisions and Solving Problems
  
Monitor Processes, Materials, or Surroundings
  
Processing Information
  
Updating and Using Relevant Knowledge
  
Establishing and Maintaining Interpersonal Relationships
  
Communicating with Persons Outside Organization
  
Judging the Qualities of Things, Services, or People
  
Documenting/Recording Information
  
Interacting With Computers
  
Analyzing Data or Information
  
Performing for or Working Directly with the Public
  
Thinking Creatively
  
Monitoring and Controlling Resources
  
Inspecting Equipment, Structures, or Material
  
Estimating the Quantifiable Characteristics of Products, Events, or Information
  
Interpreting the Meaning of Information for Others
  
Coaching and Developing Others
  
Developing Objectives and Strategies
  
Scheduling Work and Activities
  
Performing Administrative Activities
  
Coordinating the Work and Activities of Others
  
Assisting and Caring for Others
  
Guiding, Directing, and Motivating Subordinates
  
Training and Teaching Others
  
Developing and Building Teams
  
Provide Consultation and Advice to Others
  
Selling or Influencing Others
  
Staffing Organizational Units
  
Handling and Moving Objects
  
Controlling Machines and Processes
  
Performing General Physical Activities
  

Abilities

Oral Comprehension
  
Oral Expression
  
Inductive Reasoning
  
Written Comprehension
  
Written Expression
  
Deductive Reasoning
  
Information Ordering
  
Problem Sensitivity
  
Speech Recognition
  
Near Vision
  
Category Flexibility
  
Speech Clarity
  
Selective Attention
  
Mathematical Reasoning
  
Originality
  
Fluency of Ideas
  
Flexibility of Closure
  
Far Vision
  
Time Sharing
  
Memorization
  
Number Facility
  
Perceptual Speed
  
Speed of Closure
  
Visualization
  
Finger Dexterity
  
Visual Color Discrimination
  
Auditory Attention
  
Hearing Sensitivity
  
Depth Perception
  
Arm-Hand Steadiness
  
Manual Dexterity
  
Control Precision
  

Interests

Conventional
  
Enterprising
  
Investigative
  
Realistic
  
Social
  
Artistic
  

Knowledge

Customer and Personal Service
  
English Language
  
Law and Government
  
Administration and Management
  
Mathematics
  
Clerical
  
Computers and Electronics
  
Education and Training
  
Building and Construction
  
Psychology
  
Communications and Media
  
Public Safety and Security
  
Economics and Accounting
  
Mechanical
  
Personnel and Human Resources
  
Transportation
  
Medicine and Dentistry
  
Production and Processing
  
Sociology and Anthropology
  
Sales and Marketing
  
Therapy and Counseling
  
Design
  
Telecommunications
  
Philosophy and Theology
  
Chemistry
  
Geography
  
Foreign Language
  
Physics
  

Wages

District of Columbia
$74,880  
 
New Jersey
$67,620  
 
California
$65,050  
 
New York
$63,140  
 
Maryland
$62,480  
 
Colorado
$62,410  
 
Alaska
$62,280  
 
Connecticut
$62,170  
 
Massachusetts
$61,650  
 
New Hampshire
$61,580  
 
Oregon
$61,160  
 
Delaware
$61,010  
 
Vermont
$60,420  
 
Louisiana
$60,190  
 
Michigan
$59,580  
 
Nevada
$59,330  
 
Alabama
$59,260  
 
Pennsylvania
$58,940  
 
Washington
$58,700  
 
Illinois
$58,590  
 
North Carolina
$57,480  
 
Mississippi
$57,480  
 
Montana
$57,410  
 
New Mexico
$57,330  
 
Arizona
$56,960  
 
Missouri
$56,910  
 
South Dakota
$56,810  
 
Georgia
$56,490  
 
Texas
$56,380  
 
Ohio
$56,300  
 
Indiana
$56,270  
 
Rhode Island
$55,890  
 
Kentucky
$55,740  
 
West Virginia
$55,730  
 
Wisconsin
$54,850  
 
Tennessee
$54,090  
 
Maine
$53,980  
 
Florida
$53,400  
 
Minnesota
$53,180  
 
Virginia
$52,340  
 
Wyoming
$52,190  
 
Iowa
$51,610  
 
Arkansas
$51,240  
 
South Carolina
$51,130  
 
Kansas
$51,050  
 
Idaho
$50,930  
 
Hawaii
$49,020  
 
Utah
$48,310  
 
Nebraska
$48,070  
 
Oklahoma
$47,450  
 
North Dakota
$47,340  
 
Guam
$37,220  
 
Puerto Rico
$32,340  
 

Skills

Reading Comprehension
  
Critical Thinking
  
Active Listening
  
Speaking
  
Writing
  
Negotiation
  
Judgment and Decision Making
  
Active Learning
  
Persuasion
  
Social Perceptiveness
  
Service Orientation
  
Monitoring
  
Coordination
  
Complex Problem Solving
  
Instructing
  
Learning Strategies
  
Mathematics
  
Time Management
  
Systems Analysis
  
Systems Evaluation
  
Management of Personnel Resources
  
Operation Monitoring
  
Management of Financial Resources
  
Quality Control Analysis
  
Management of Material Resources
  
Troubleshooting
  
Programming
  
Technology Design
  

Work Values

Support
  
Independence
  
Working Conditions
  
Relationships
  
Achievement
  
Recognition
  

Work Styles

Integrity
  
Dependability
  
Attention to Detail
  
Stress Tolerance
  
Self Control
  
Cooperation
  
Independence
  
Persistence
  
Analytical Thinking
  
Adaptability/Flexibility
  
Initiative
  
Concern for Others
  
Achievement/Effort
  
Leadership
  
Innovation
  
Social Orientation
  

Related University Degree Programs

Work Context

Telephone
  
Electronic Mail
  
Letters and Memos
  
Importance of Being Exact or Accurate
  
Contact With Others
  
Frequency of Decision Making
  
Impact of Decisions on Co-workers or Company Results
  
Indoors, Environmentally Controlled
  
Spend Time Sitting
  
Frequency of Conflict Situations
  
Work With Work Group or Team
  
Face-to-Face Discussions
  
Deal With External Customers
  
Freedom to Make Decisions
  
Spend Time Making Repetitive Motions
  
Importance of Repeating Same Tasks
  
Time Pressure
  
Degree of Automation
  
Structured versus Unstructured Work
  
Level of Competition
  
Coordinate or Lead Others
  
Sounds, Noise Levels Are Distracting or Uncomfortable
  
Deal With Unpleasant or Angry People
  
Physical Proximity
  
Responsibility for Outcomes and Results
  
Consequence of Error
  
Duration of Typical Work Week
  
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
  
Public Speaking
  
In an Enclosed Vehicle or Equipment
  
Spend Time Standing
  
Outdoors, Exposed to Weather
  
Indoors, Not Environmentally Controlled
  
Spend Time Walking and Running
  
Responsible for Others' Health and Safety
  
Spend Time Bending or Twisting the Body
  
Exposed to Hazardous Conditions
  
Exposed to High Places
  
Deal With Physically Aggressive People
  
Very Hot or Cold Temperatures
  
Exposed to Minor Burns, Cuts, Bites, or Stings
  
Spend Time Kneeling, Crouching, Stooping, or Crawling
  
Spend Time Climbing Ladders, Scaffolds, or Poles
  
Extremely Bright or Inadequate Lighting
  
Exposed to Hazardous Equipment
  
Pace Determined by Speed of Equipment
  
Exposed to Contaminants
  
Cramped Work Space, Awkward Positions
  
Work Schedules
  
Spend Time Keeping or Regaining Balance
  
Outdoors, Under Cover
  
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
  
Exposed to Disease or Infections
  
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
  
Exposed to Radiation
  
In an Open Vehicle or Equipment
  
Exposed to Whole Body Vibration
  

-40 hours-

Duration of Typical Work Week
  

-A lot of freedom-

Structured versus Unstructured Work
  
Freedom to Make Decisions
  

-About half the time-

Spend Time Standing
  
Spend Time Sitting
  
Spend Time Making Repetitive Motions
  
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
  
Spend Time Kneeling, Crouching, Stooping, or Crawling
  
Spend Time Climbing Ladders, Scaffolds, or Poles
  
Spend Time Bending or Twisting the Body
  
Spend Time Keeping or Regaining Balance
  
Spend Time Walking and Running
  

-Completely automated-

Degree of Automation
  

-Constant contact with others-

Contact With Others
  

-Contact with others about half the time-

Contact With Others
  

-Contact with others most of the time-

Contact With Others
  

-Continually or almost continually-

Spend Time Sitting
  
Spend Time Making Repetitive Motions
  
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
  
Spend Time Keeping or Regaining Balance
  
Spend Time Walking and Running
  
Spend Time Standing
  
Spend Time Kneeling, Crouching, Stooping, or Crawling
  
Spend Time Climbing Ladders, Scaffolds, or Poles
  
Spend Time Bending or Twisting the Body
  

-Every day-

Telephone
  
Electronic Mail
  
Letters and Memos
  
Indoors, Environmentally Controlled
  
Frequency of Decision Making
  
Frequency of Conflict Situations
  
Face-to-Face Discussions
  
Time Pressure
  
Sounds, Noise Levels Are Distracting or Uncomfortable
  
In an Enclosed Vehicle or Equipment
  
Deal With Unpleasant or Angry People
  
In an Open Vehicle or Equipment
  
Extremely Bright or Inadequate Lighting
  
Exposed to Disease or Infections
  
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
  
Outdoors, Exposed to Weather
  
Exposed to Whole Body Vibration
  
Exposed to Hazardous Equipment
  
Exposed to Contaminants
  
Exposed to High Places
  
Outdoors, Under Cover
  
Very Hot or Cold Temperatures
  
Exposed to Radiation
  
Public Speaking
  
Exposed to Minor Burns, Cuts, Bites, or Stings
  
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
  
Indoors, Not Environmentally Controlled
  
Cramped Work Space, Awkward Positions
  
Exposed to Hazardous Conditions
  
Deal With Physically Aggressive People
  

-Extremely competitive-

Level of Competition
  

-Extremely important-

Importance of Being Exact or Accurate
  
Deal With External Customers
  
Work With Work Group or Team
  
Coordinate or Lead Others
  
Importance of Repeating Same Tasks
  
Pace Determined by Speed of Equipment
  

-Extremely serious-

Consequence of Error
  

-Fairly important-

Coordinate or Lead Others
  
Work With Work Group or Team
  
Deal With External Customers
  
Importance of Being Exact or Accurate
  
Pace Determined by Speed of Equipment
  
Importance of Repeating Same Tasks
  

-Fairly serious-

Consequence of Error
  

-High responsibility-

Responsibility for Outcomes and Results
  
Responsible for Others' Health and Safety
  

-Highly automated-

Degree of Automation
  

-Highly competitive-

Level of Competition
  

-I don't work near other people (beyond 100 ft.)-

Physical Proximity
  

-I work with others but not closely (e.g., private office)-

Physical Proximity
  

-Important-

Coordinate or Lead Others
  
Deal With External Customers
  
Importance of Repeating Same Tasks
  
Work With Work Group or Team
  
Importance of Being Exact or Accurate
  
Pace Determined by Speed of Equipment
  

-Important results-

Impact of Decisions on Co-workers or Company Results
  

-Irregular (changes with weather conditions, production demands, or contract duration)-

Work Schedules
  

-Less than 40 hours-

Duration of Typical Work Week
  

-Less than half the time-

Spend Time Walking and Running
  
Spend Time Bending or Twisting the Body
  
Spend Time Standing
  
Spend Time Climbing Ladders, Scaffolds, or Poles
  
Spend Time Kneeling, Crouching, Stooping, or Crawling
  
Spend Time Keeping or Regaining Balance
  
Spend Time Making Repetitive Motions
  
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
  
Spend Time Sitting
  

-Limited freedom-

Structured versus Unstructured Work
  
Freedom to Make Decisions
  

-Limited responsibility-

Responsibility for Outcomes and Results
  
Responsible for Others' Health and Safety
  

-Minor results-

Impact of Decisions on Co-workers or Company Results
  

-Moderate responsibility-

Responsibility for Outcomes and Results
  
Responsible for Others' Health and Safety
  

-Moderate results-

Impact of Decisions on Co-workers or Company Results
  

-Moderately automated-

Degree of Automation
  

-Moderately close (at arm's length)-

Physical Proximity
  

-Moderately competitive-

Level of Competition
  

-More than 40 hours-

Duration of Typical Work Week
  

-More than half the time-

Spend Time Sitting
  
Spend Time Making Repetitive Motions
  
Spend Time Standing
  
Spend Time Bending or Twisting the Body
  
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
  
Spend Time Walking and Running
  
Spend Time Kneeling, Crouching, Stooping, or Crawling
  
Spend Time Climbing Ladders, Scaffolds, or Poles
  
Spend Time Keeping or Regaining Balance
  

-Never-

In an Open Vehicle or Equipment
  
Exposed to Whole Body Vibration
  
Exposed to Radiation
  
Exposed to Disease or Infections
  
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
  
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
  
Outdoors, Under Cover
  
Cramped Work Space, Awkward Positions
  
Spend Time Keeping or Regaining Balance
  
Very Hot or Cold Temperatures
  
Extremely Bright or Inadequate Lighting
  
Exposed to Contaminants
  
Exposed to Minor Burns, Cuts, Bites, or Stings
  
Spend Time Kneeling, Crouching, Stooping, or Crawling
  
Exposed to Hazardous Equipment
  
Exposed to High Places
  
Spend Time Climbing Ladders, Scaffolds, or Poles
  
Exposed to Hazardous Conditions
  
Deal With Physically Aggressive People
  
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
  
Indoors, Not Environmentally Controlled
  
Outdoors, Exposed to Weather
  
Spend Time Bending or Twisting the Body
  
In an Enclosed Vehicle or Equipment
  
Spend Time Standing
  
Spend Time Walking and Running
  
Public Speaking
  
Indoors, Environmentally Controlled
  
Frequency of Conflict Situations
  
Sounds, Noise Levels Are Distracting or Uncomfortable
  
Spend Time Making Repetitive Motions
  
Time Pressure
  
Telephone
  
Spend Time Sitting
  
Face-to-Face Discussions
  
Frequency of Decision Making
  
Electronic Mail
  
Deal With Unpleasant or Angry People
  
Letters and Memos
  

-No contact with others-

Contact With Others
  

-No freedom-

Structured versus Unstructured Work
  
Freedom to Make Decisions
  

-No responsibility-

Responsible for Others' Health and Safety
  
Responsibility for Outcomes and Results
  

-No results-

Impact of Decisions on Co-workers or Company Results
  

-Not at all automated-

Degree of Automation
  

-Not at all competitive-

Level of Competition
  

-Not important at all-

Pace Determined by Speed of Equipment
  
Coordinate or Lead Others
  
Deal With External Customers
  
Importance of Repeating Same Tasks
  
Work With Work Group or Team
  
Importance of Being Exact or Accurate
  

-Not serious at all-

Consequence of Error
  

-Occasional contact with others-

Contact With Others
  

-Once a month or more but not every week-

Public Speaking
  
Deal With Unpleasant or Angry People
  
In an Enclosed Vehicle or Equipment
  
Exposed to High Places
  
Exposed to Hazardous Conditions
  
Sounds, Noise Levels Are Distracting or Uncomfortable
  
Indoors, Not Environmentally Controlled
  
Very Hot or Cold Temperatures
  
Face-to-Face Discussions
  
Extremely Bright or Inadequate Lighting
  
Frequency of Conflict Situations
  
Time Pressure
  
Outdoors, Under Cover
  
Outdoors, Exposed to Weather
  
Exposed to Contaminants
  
Electronic Mail
  
Exposed to Radiation
  
Exposed to Minor Burns, Cuts, Bites, or Stings
  
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
  
Cramped Work Space, Awkward Positions
  
Letters and Memos
  
Deal With Physically Aggressive People
  
In an Open Vehicle or Equipment
  
Exposed to Disease or Infections
  
Telephone
  
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
  
Exposed to Whole Body Vibration
  
Exposed to Hazardous Equipment
  
Indoors, Environmentally Controlled
  
Frequency of Decision Making
  

-Once a week or more but not every day-

Deal With Unpleasant or Angry People
  
Sounds, Noise Levels Are Distracting or Uncomfortable
  
Face-to-Face Discussions
  
Frequency of Decision Making
  
Outdoors, Exposed to Weather
  
Frequency of Conflict Situations
  
Time Pressure
  
Public Speaking
  
Indoors, Not Environmentally Controlled
  
Cramped Work Space, Awkward Positions
  
Letters and Memos
  
Electronic Mail
  
Outdoors, Under Cover
  
Very Hot or Cold Temperatures
  
Exposed to Minor Burns, Cuts, Bites, or Stings
  
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
  
Exposed to Hazardous Conditions
  
Deal With Physically Aggressive People
  
In an Open Vehicle or Equipment
  
Extremely Bright or Inadequate Lighting
  
Exposed to Disease or Infections
  
Telephone
  
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
  
Exposed to Whole Body Vibration
  
Exposed to Hazardous Equipment
  
Indoors, Environmentally Controlled
  
In an Enclosed Vehicle or Equipment
  
Exposed to Contaminants
  
Exposed to High Places
  
Exposed to Radiation
  

-Once a year or more but not every month-

Deal With Physically Aggressive People
  
Exposed to Hazardous Equipment
  
Outdoors, Exposed to Weather
  
Exposed to Minor Burns, Cuts, Bites, or Stings
  
In an Enclosed Vehicle or Equipment
  
Exposed to Contaminants
  
Indoors, Not Environmentally Controlled
  
Public Speaking
  
Time Pressure
  
Sounds, Noise Levels Are Distracting or Uncomfortable
  
Extremely Bright or Inadequate Lighting
  
Outdoors, Under Cover
  
Cramped Work Space, Awkward Positions
  
Exposed to Hazardous Conditions
  
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
  
Exposed to High Places
  
Very Hot or Cold Temperatures
  
Exposed to Disease or Infections
  
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
  
Deal With Unpleasant or Angry People
  
Face-to-Face Discussions
  
Exposed to Whole Body Vibration
  
Frequency of Decision Making
  
Indoors, Environmentally Controlled
  
Electronic Mail
  
Exposed to Radiation
  
Letters and Memos
  
In an Open Vehicle or Equipment
  
Telephone
  
Frequency of Conflict Situations
  

-Regular (established routine, set schedule)-

Work Schedules
  

-Seasonal (only during certain times of the year)-

Work Schedules
  

-Serious-

Consequence of Error
  

-Slightly automated-

Degree of Automation
  

-Slightly close (e.g., shared office)-

Physical Proximity
  

-Slightly competitive-

Level of Competition
  

-Some freedom-

Freedom to Make Decisions
  
Structured versus Unstructured Work
  

-Very close (near touching)-

Physical Proximity
  

-Very high responsibility-

Responsibility for Outcomes and Results
  
Responsible for Others' Health and Safety
  

-Very important-

Importance of Repeating Same Tasks
  
Work With Work Group or Team
  
Importance of Being Exact or Accurate
  
Pace Determined by Speed of Equipment
  
Coordinate or Lead Others
  
Deal With External Customers
  

-Very important results-

Impact of Decisions on Co-workers or Company Results
  

-Very little freedom-

Structured versus Unstructured Work
  
Freedom to Make Decisions
  

-Very serious-

Consequence of Error
  

Task Ratings

- Importance Core-

Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Pay and process claims within designated authority level.
  
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Confer with legal counsel on claims requiring litigation.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  
Present cases and participate in their discussion at claim committee meetings.
  

- Importance Supplemental-

Supervise claims adjusters to ensure that adjusters have followed proper methods.
  
Conduct detailed bill reviews to implement sound litigation management and expense control.
  
Report overpayments, underpayments, and other irregularities.
  
Communicate with reinsurance brokers to obtain information necessary for processing claims.
  
Prepare reports to be submitted to company's data processing department.
  

- Relevance of Task Core-

Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Confer with legal counsel on claims requiring litigation.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Pay and process claims within designated authority level.
  
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Present cases and participate in their discussion at claim committee meetings.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  

- Relevance of Task Supplemental-

Conduct detailed bill reviews to implement sound litigation management and expense control.
  
Report overpayments, underpayments, and other irregularities.
  
Communicate with reinsurance brokers to obtain information necessary for processing claims.
  
Prepare reports to be submitted to company's data processing department.
  
Supervise claims adjusters to ensure that adjusters have followed proper methods.
  

-Daily Frequency of Task (Categories 1-7) Core-

Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  
Pay and process claims within designated authority level.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  
Confer with legal counsel on claims requiring litigation.
  
Present cases and participate in their discussion at claim committee meetings.
  

-Daily Frequency of Task (Categories 1-7) Supplemental-

Conduct detailed bill reviews to implement sound litigation management and expense control.
  
Supervise claims adjusters to ensure that adjusters have followed proper methods.
  
Prepare reports to be submitted to company's data processing department.
  
Report overpayments, underpayments, and other irregularities.
  
Communicate with reinsurance brokers to obtain information necessary for processing claims.
  

-Hourly or more Frequency of Task (Categories 1-7) Core-

Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  
Confer with legal counsel on claims requiring litigation.
  
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Pay and process claims within designated authority level.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Present cases and participate in their discussion at claim committee meetings.
  

-Hourly or more Frequency of Task (Categories 1-7) Supplemental-

Supervise claims adjusters to ensure that adjusters have followed proper methods.
  
Report overpayments, underpayments, and other irregularities.
  
Communicate with reinsurance brokers to obtain information necessary for processing claims.
  
Conduct detailed bill reviews to implement sound litigation management and expense control.
  
Prepare reports to be submitted to company's data processing department.
  

-More than monthly Frequency of Task (Categories 1-7) Core-

Present cases and participate in their discussion at claim committee meetings.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Pay and process claims within designated authority level.
  
Confer with legal counsel on claims requiring litigation.
  
Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  

-More than monthly Frequency of Task (Categories 1-7) Supplemental-

Communicate with reinsurance brokers to obtain information necessary for processing claims.
  
Report overpayments, underpayments, and other irregularities.
  
Conduct detailed bill reviews to implement sound litigation management and expense control.
  
Prepare reports to be submitted to company's data processing department.
  
Supervise claims adjusters to ensure that adjusters have followed proper methods.
  

-More than weekly Frequency of Task (Categories 1-7) Core-

Present cases and participate in their discussion at claim committee meetings.
  
Confer with legal counsel on claims requiring litigation.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Pay and process claims within designated authority level.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  

-More than weekly Frequency of Task (Categories 1-7) Supplemental-

Prepare reports to be submitted to company's data processing department.
  
Communicate with reinsurance brokers to obtain information necessary for processing claims.
  
Conduct detailed bill reviews to implement sound litigation management and expense control.
  
Supervise claims adjusters to ensure that adjusters have followed proper methods.
  
Report overpayments, underpayments, and other irregularities.
  

-More than yearly Frequency of Task (Categories 1-7) Core-

Present cases and participate in their discussion at claim committee meetings.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Confer with legal counsel on claims requiring litigation.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  
Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Pay and process claims within designated authority level.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  

-More than yearly Frequency of Task (Categories 1-7) Supplemental-

Report overpayments, underpayments, and other irregularities.
  
Communicate with reinsurance brokers to obtain information necessary for processing claims.
  
Prepare reports to be submitted to company's data processing department.
  
Supervise claims adjusters to ensure that adjusters have followed proper methods.
  
Conduct detailed bill reviews to implement sound litigation management and expense control.
  

-Several times daily Frequency of Task (Categories 1-7) Core-

Pay and process claims within designated authority level.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  
Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Confer with legal counsel on claims requiring litigation.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  
Present cases and participate in their discussion at claim committee meetings.
  

-Several times daily Frequency of Task (Categories 1-7) Supplemental-

Supervise claims adjusters to ensure that adjusters have followed proper methods.
  
Conduct detailed bill reviews to implement sound litigation management and expense control.
  
Prepare reports to be submitted to company's data processing department.
  
Communicate with reinsurance brokers to obtain information necessary for processing claims.
  
Report overpayments, underpayments, and other irregularities.
  

-Yearly or less Frequency of Task (Categories 1-7) Core-

Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.
  
Present cases and participate in their discussion at claim committee meetings.
  
Contact or interview claimants, doctors, medical specialists, or employers to get additional information.
  
Maintain claim files such as records of settled claims and an inventory of claims requiring detailed analysis.
  
Confer with legal counsel on claims requiring litigation.
  
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
  
Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
  
Resolve complex, severe exposure claims, using high service oriented file handling.
  
Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
  
Investigate, evaluate and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
  
Pay and process claims within designated authority level.
  

-Yearly or less Frequency of Task (Categories 1-7) Supplemental-

Communicate with reinsurance brokers to obtain information necessary for processing claims.
  
Report overpayments, underpayments, and other irregularities.
  
Prepare reports to be submitted to company's data processing department.
  
Conduct detailed bill reviews to implement sound litigation management and expense control.
  
Supervise claims adjusters to ensure that adjusters have followed proper methods.
  

Education Training Experience

-On-Site or In-Plant Training-

None
  
Up to and including 1 month
  
Over 1 month, up to and including 3 months
  
Over 3 months, up to and including 6 months
  
Over 6 months, up to and including 1 year
  
Over 1 year, up to and including 2 years
  
Over 2 years, up to and including 4 years
  
Over 10 years
  

-On-the-Job Training-

None or short demonstration
  
Anything beyond short demonstration, up to and including 1 month
  
Over 1 month, up to and including 3 months
  
Over 3 months, up to and including 6 months
  
Over 6 months, up to and including 1 year
  
Over 1 year, up to and including 2 years
  
Over 2 years, up to and including 4 years
  
Over 4 years, up to and including 10 years
  
Over 10 years
  

-Related Work Experience-

None
  
Over 6 months, up to and including 1 year
  
Over 1 year, up to and including 2 years
  
Over 2 years, up to and including 4 years
  
Over 4 years, up to and including 6 years
  
Over 6 years, up to and including 8 years
  
Over 8 years, up to and including 10 years
  
Over 10 years
  

-Required Level of Education-

High School Diploma (or GED or High School Equivalence Certificate)
  
Post-Secondary Certificate - awarded for training completed after high school (for example, in Personnel Services, Engineering-related Technologies, Vocational Home Economics, Construction Trades, Mechanics and Repairers, Precision Production Trades)
  
Some College Courses
  
Associate's Degree (or other 2-year degree)
  
Bachelor's Degree